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Imagine having someone in your corner challenging the status quo to make sure that your overall financial plan is on track...
Not just your income, not just your potential for losses, not just your investments, not just your retirement, not just your taxes, not just your estate. . . but having someone who looks at ALL of them collectively. 
[want to know what I do?]
 My role is to gather all the pieces of your financial puzzle together under one unified plan.
Important  - My clients don't settle for mediocrity... And neither do I! 
 My role is to gather all the pieces of your financial puzzle together under one unified plan.
Important  - My clients don't settle for mediocrity... And neither do I! 
Essential Question: Would your financial strategy look different if all of the aspects above were in unison?
Based on my experiences, most financial professionals do not look at finances holistically. Instead, they tend to focus on their piece of the pie (i.e., accounting, investments, legal, etc.) while ignoring all of the other components. 
[the result?]
The "left hand isn't talking to the right hand"!
WHAT 
DOES A PERSONAL CFO DO?
I'M GLAD YOU ASKED!
First off, they report to the CEO. 
...And, that's YOU, if we work together.
To sum it up, THEY ARE RESPONSIBLE FOR MAKING SURE THAT YOUR OVERALL "Financial House" is in order... Which means that every piece of the Financial Puzzle HAS BEEN CONSIDERED.
But What Does That Mean?
It means that Your Tax professional(s), Your Investment professional(s), Your Legal professional(s) AND YOU are all working towards the same goal!
Which is rarely the case (unfortunately). 
WHAT DOES A CFO DO?
I'M GLAD YOU ASKED!
First off, they report to the CEO. 
...And, that's YOU, if we work together. 
To sum it up, THEY ARE RESPONSIBLE FOR MAKING SURE THAT THE OVERALL "Financial House" is in order... And that means that every piece of the Financial Puzzle HAS BEEN CONSIDERED.
But What Does That Mean?
It Means That Your
- Tax professional(s)
- Your Investment Professional(s)
- Your Legal Professional(s)
...AND YOU, ARE ALL WORKING TOWARD THE SAME GOAL!
Which is rarely the case (unfortunately). 
The Five Main Categories
If these are not working together, there are opportunities to improve.

TAXES

If you're like most Americans, taxes are most likely your largest expense... and based on historical data, the chances of taxes going up are probable.

When you think about your money; would you like it to be... 
(1) tax-deferred?
(2) taxable?
(3) tax-exempt?

You have the choice!
And just so you know, even some of the wealthiest (and most sophisticated) people that I work with are surprised to find out that they are unknowingly & unnecessarily giving away money to the Internal Revenue Service that they don't have to!

LOSS

Whether it's a potential market loss, transfer of wealth loss, loss from operational oversights, a tax loss or a lost opportunity... I want to help you minimize or eliminate them all (if you would like).

One conversation that I feel is important when it comes to LOSS, is related to the importance of avoiding losses all together whenever possible due to the ripple effect that they often cause.

It's my belief that avoiding losses will have a larger impact on portfolio growth than solely focusing on growth!

GROWTH

Portfolio growth can be an illusion... My goal with each and every person that I work with is to demystify this potential illusion and help it make sense. Many of my clients are great at making money, but few understand how money really works once earned.

One very important conversation that I like to have is related to the ACTUAL RoR (rate of return) as opposed to the AVERAGE RoR... And which one most people tend to focus on (the wrong one).  When this conversation begins to make sense, I know in my gut that I'm helping that person understand how money really works.

RETIREMENT

In my humble opinion, far too many hard working Americans are doing what they are "supposed to do", yet aren't able to live the life they worked so hard for in retirement.

Consider this simple statement...
"Where your money sits, is far more important than the Rate of Return"

Based on my experiences, even sophisticated high net-worth people don't understand this simple truth.... let alone how to execute it.  This singular statement changes lives once it's understood!

ESTATE

Generational wealth is possible... I continue to see it happen day after day.

My goal is to empower people that aspire to leave a Generational Legacy, to achieve that goal!  It's not rocket science, but it does require the execution of a comprehensive strategic plan... A plan that requires having someone in your corner fighting for you and your plan so you can pave your own way and impact your future generations how you'd like!
AWARDS
&
ACCOMPLISHMENTS
AWARDS
&
ACCOMPLISHMENTS
JOHN DWYER is an eight-time recipient of Ohio National's Inner Circle (top 1% of U.S. financial representatives), a five-time qualifier and a four-time recipient of the Executive Counsel of Honor, and was elected by his peers to serve as a current member of the Ohio National Field Advisory Board.

John also qualified for the 2017 GAMA Silver International Management Award, currently serves on the Field Advisory Board of Ohio National, was elected "40 Under 40" Prairie Business Magazine in 2015, and is a Master Mentor of both Circle of Wealth and The Breakaway League.

As the President and CEO of Solid Rock Financial Group, John leads the organization with incredible passion and vision. He is instrumental in setting the pace and tone of what's truly possible through his dedication and commitment to advocate what he believes - not only for his own clients but also through the mentorship of financial professionals within Solid Rock and throughout the U.S. It is with his singular focus to help people understand how money really works that he has positioned Solid Rock as a consistently growing group of thriving individual practitioners located across North Dakota, Minnesota, Colorado, and Ohio.  
To Help This Make Sense... 
I like to ask this ONE SIMPLE QUESTION.

First, please think of a business that you would consider to be "successful"... 
Once you've decided which business that is for you...
Now, please tell me what that business would look like if they didn't run their business like a business?  

Would they still be "success" in your mind?

Here's a few simple examples of what might be different...

Maybe they'd ignore the ability to use their existing business resources more effectively?
Maybe they'd ignore business opportunities that are unknowingly at their fingertips?
Maybe they'd miss out on opportunities to be involved in the community that they love?
Maybe they'd be are ignoring various expenses that could be minimized or eliminated?
Maybe they'd be so focused on the short-term, that they forget about the long-term?
Maybe they'd ignore tax opportunities?
Maybe they'd ignore existing tax liabilities?

The point is, successful businesses pay attention to these details because they have to... or their business could be gone!

Right?

So why don't people and families do the same thing?

Is it because, most don't realize that this option is available?

Or is it because they're not comfortable talking about money?

Or is it because they're too tired when they get home from work to learn more?

Or is it because they trust the "talking heads" of the financial industry?

Or maybe it's because they believe that they have it all figured out?

The truth is, I don' t know the answer to that question...

And it's most likely different for everyone!

But according to __________, 8 out of 10 Americans live paycheck to paycheck!

AND...

...what I do know is that I consistently work with have discussion with some pretty sophisticated financial minds and I don't remember the last time that a meeting ended and the person on the other side of the table didn't graciously thank me for the conversation that we had about their financial strategies.

I don't say this to brag!

I say this to bring light to our question above... 

So here's another question... 

What would your financial picture look like if you had a PERSONAL CFO?

Maybe you're in a corporate setting... 
or maybe you're a business leader/owner...
or maybe you're fresh out of school and/or starting your working life!

Regardless of where you are right now...
Is it worth ~15 minutes of your time to see what you might be missing out on?

For context...
If you make $1,000 per hour... that would be $250 of your time.

My guess is that you'll walk away with far more than that!

For some of our clients, it's millions of dollars.
MY STORY & MY FAMILY
MY NAME IS JOHN DWYER...
Being born and raised in (the sometimes way too cold, but still beautiful) Bismarck, North Dakota has been great for me, my family, and my business!

My story might sound a bit cliche, but it's true none-the-less!

My parents instilled timeless principles in us that I'm grateful for!  I have two sisters and one brother. We grew up spending a lot of time at the ice rink. My sisters were both in Figure Skating, and my brother and I played hockey. I played hockey from 4 years old through college....And I even coached high school hockey for a few years in St. Paul, MN.

I married my high school sweetheart and 
definitely "married up" (in case you're wondering)! We have three amazing children that keep us on our toes: two beautiful girls and one handsome boy sandwiched in the middle (just like I was).
In the summer we love spending time at the lake! And in the winter, we're at the rink! Big Surprise!? Our daughters are both figure skaters...And our son plays hockey!

My amazing wife and three beautiful children are grateful for each other, what we have, and the amazing people that we're able to spend time with. 

We're proud to call Bismarck home!  
Being born and raised in (the sometimes way too cold, but still beautiful) Bismarck, North Dakota has been great for me, my family, and my business!
My story might sound a bit cliche, but it's true none-the-less!

My parents instilled timeless principles in us that I'm grateful for! 
I have two sisters and one brother.
We grew up spending a lot of time at the ice rink.
My sisters were both in Figure Skating, and my brother and I played hockey.
I played hockey from 4 years old through college.
...And I even coached high school hockey for a few years in St. Paul, MN.

I married my high school sweetheart and 
definitely "married up" (in case you're wondering)!
We have three amazing children that keep us on our toes: two beautiful girls and one handsome boy sandwiched in the middle (just like I was).
In the summer we love spending time at the lake!
And in the winter, we're at the rink!
Big Surprise!?
Our daughters are both figure skaters...
...And our son plays hockey!

My amazing wife and three beautiful children are grateful for each other, what we have, and the amazing people that we're able to spend time with. 

We're proud to call Bismarck home!  



Hi I'm         
Jeremy Jackson
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ONE MORE WAY I'M DIFFERENT
ONE MORE WAY I'M DIFFERENT
I PRACTICE
WHAT
I PREACH
I Practice What I Preach
This may come as a surprise, but most of my clients know what I'm doing with my money... and why!
For me, it's important that I'm transparent with my clients!
I'd like to think that being skilled at my craft has fueled my success, but after working with hundreds of amazing clients, my willingness to be transparent is difficult to ignore.
The bond that I have with my clients is strong, and I can't help but wonder if being transparent isn't an essential piece of the puzzle.
Experience Life
We all hear it, and we even say it... But do we do anything about it?
For many years, experiencing life was far too low on my priority list.
Because of my genuine passion for what I do, I was focused on my work.
But these days, I've gotten a lot better about getting away and experiencing life with my loved ones, all while still being able to do what I love within my business.
Give Back
Through the years, I've learned that GIVING BACK is essential to EXPERIENCING LIFE.
Here are a few of the organizations that we enjoy being involved with.

Through the years, I've learned that GIVING BACK is essential to EXPERIENCING LIFE.

Here are a few of the organizations that we enjoy being involved with.

LESPWA LAVI & MAGIC SOCCER
In January 2020, my wife (Maria) and I were presented with the 2019 Paul E. Martin Award and Next Markets Game Changer Award for our work in Haiti on the Lespwa Lavi Academy and Magic Soccer.

Receiving this award is an honor and privilege that neither of us imagined we'd experience. The truth is, as prestigious as the award is, we care far more about actually being able to help the kids, families, and community than receiving an award. 

Our son became fast friends with Yesnul when we were in Haiti last.  They were inseparable!  When we left, Connor wanted to give his shiny new cleats to his new best bud!
Other Organizations We Are Proud To Be A Part Of
MAGIC SOCCER
YOUNGLIFE
FELLOWSHIP OF 
CHRISTIAN ATHLETES
Final Thoughts
If you want to do what the masses do, we are most likely not a good fit. 
If you want to have UnCommon Conversations about money; how it works and how you can maximize your potential...

Not to mention your spouse, loved ones and others that you'd like to positively impact...

We should probably have a quick conversation!
Each and every person that I talk to has different circumstances and aspirations that require individualized strategies...

Not to mention that I work with a wide variety people... 

From young professionals that are just starting a family...

To successful professionals and business owners...

To real estate tycoons...

To politicians...

To couples who've worked hard their entire lives and want to be sure that they understand what retirement is going to look like!

Every single person is different... therefore, so is their strategy.
Here's the deal!

Many of my clients don't "NEED" me.

They'd be fine!

Most are far more "financially intelligent" than average!

BUT...

Who wants to be GOOD, when there's the opportunity to be GREAT?

Said another way...

Who wants to be doing WELL, when there's the opportunity to create TRUE WEALTH?

Wealth that could last well beyond your years?  
Some call this GENERATION WEALTH!
IT'S LESS ABOUT WHAT I DO 
AND MORE ABOUT WHY I DO IT!
I'd Love To Get To Know You Better But I Understand That You May Want To Get To Know Me Better As Well!  

For That Reason, I've Created Two Free Resources For You To Enjoy On Your Time... 


Both Are Available Right Here Or At The Top Of This Page
⇧ Click Here To Schedule A Conversation With Me ⇧
JohnDwyer.me | Copyright ©2020 | All Rights Reserved
Securities & Investment Advice offered through G.A. Repple & Company, A Registered Broker/Dealer & Investment Advisor; Member FINRA & SIPC; Insurance Services offered through Repple Insurance Services (RIS) Home Office: 101 Normandy Road, Casselberry, Florida 32707; G.A. Repple & Company and Solid Rock Financial Group are not affiliated.

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